What’s the Difference Between a Will and a Trust?

At some point in our life, we know we should make a plan for what happens to our assets once we pass. In short, it is important to make sure everything is distributed correctly and in a reasonable amount of time. The two most common ways to accomplish this are by setting up either a […]

I’m Thinking About Bankruptcy. What Are My Options?

Bankruptcy is an option for individuals who are at a point where they can’t repay all of their debts. Technically, there are six (6) different types (or ‘chapters’) of bankruptcy in the United States: Chapter 7; Chapter 9; Chapter 11; Chapter 12; and Chapter 13. But for this post, we’re just going to focus on […]

Adoption Placement, Temporary Custody, Home Study, Background Checks and Removal

In Kentucky, adoption laws have been passed to govern the process. Kentucky Revised Statutes 199.473 sets forth the laws regarding Adoption Placement, Temporary Custody, Home Study, Background Checks and Removal. KRS 199.473 Placement of children by private person — Home study required — Temporary custody — Background check — Removal. All persons other than a […]

I am Late on Just One Car Payment. Can the Creditor Repossess My Vehicle?

A car repossession can happen to anybody. You may have lost your job. Perhaps you’ve been off work due to an illness or injury. Maybe you had an unexpected expense, or have been through a divorce and have less income. These things may cause you to fall behind on your payments. Falling behind on payment […]

Falling Behind on My Mortgage Payments

Due to financial circumstances not of your own making, generally unexpected and basically not welcome, you may fall behind on your mortgage payments. Once you fall behind, the mortgage company has the right to proceed with foreclosure. They do this by means of filing a lawsuit in Circuit Court. The lawsuit seeks to foreclose on […]

Risk Factors in Domestic Violence

Today the Kentucky Supreme Court affirmed a Family Court issuance of a Domestic Violence Order based upon the accused’s behavior falling under 9 of 12 “lethality factors.”  What are those lethality factors? The Batterer’s history/behavior: Police involvement for domestic violence within the year An increase in the frequency or severity of violence Stalking The abuser […]

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